Written for global buyers. Incoterms define the transfer of costs and risk. They do not define ownership, payment terms or product quality.

Two suppliers quote the same product at different prices. One quote says EXW Foshan. The other says DDP Hamburg. The numbers are not comparable, and treating them as comparable is one of the most common sourcing mistakes.

Incoterms 2020 provide a shared language for who arranges transport, who clears customs and where risk moves from seller to buyer. The rules are useful only when they are stated precisely and used in the right commercial context.

First: what Incoterms do not cover

An Incoterm does not answer:

Those points need separate terms in the purchase order or contract. A quotation that says “DDP” without naming the destination, or “FOB” without naming the port, is incomplete.

The main terms in practice

TermSupplier’s main roleBuyer’s main roleWhere risk transfersCommon China use
EXWMakes goods available at its premisesCollects, exports and shipsAt supplier premisesRare for international buyers; buyer may have no local export capability
FCADelivers to a named carrier or placeMain carriage and importWhen goods are handed to carrierUseful when buyer controls export logistics
FOBDelivers goods on board at named Chinese portOcean freight, insurance and importWhen goods are on boardCommon for sea freight; port must be named
CFRArranges and pays freight to destinationInsurance and importWhen goods are on boardSupplier controls freight but not insurance
CIFArranges freight and minimum insuranceImport and additional insurance if requiredWhen goods are on boardCommon quote format; insurance cover may be narrower than buyers assume
DAPDelivers to named destination, not cleared for importImport clearance and dutiesAt destination, before unloadingUseful when buyer controls import compliance
DDPDelivers cleared for import to named destinationReceives goodsAt destinationConvenient but can be problematic when supplier cannot legally act as importer

The table is a map, not a recommendation. The right term depends on your logistics capability, your importer of record, your insurance and the risk you can manage.

The China-specific traps

FOB is not complete without a port

FOB Shenzhen, FOB Ningbo and FOB Shanghai are different quotations. Inland transport, port charges and sailing schedules differ. If the quote only says FOB China, ask for the named port and the local charge breakdown.

CIF insurance may not cover what you think

CIF requires the seller to arrange minimum insurance under the applicable rules. That minimum may not cover your full commercial exposure or your particular risk. If you need broader cover, agree on the insurance type, currency and claim process.

DDP can create a compliance problem

A supplier offering DDP may be arranging import through a third party, understating value, using an unsuitable importer of record, or simply adding a logistics markup. In some markets, the seller cannot legally be the importer. Ask who will be the importer of record and who is responsible for VAT, duty and customs compliance.

The supplier may control the freight but not the risk

Under CIF, the supplier arranges freight, but risk normally transfers when the goods are on board. A delay or damage after loading may still be your problem. The fact that the supplier booked the vessel does not mean it owns the risk throughout the journey.

Incoterms do not fix a weak specification

A perfect FOB clause will not protect you from a supplier that substitutes material or packs the goods inadequately. Incoterms govern movement, not product conformity. Keep quality, inspection and payment rights in the contract.

How to compare quotations properly

Put every quote into the same structure before comparing price:

  1. Product specification and revision number
  2. Quantity and packaging format
  3. Incoterm plus named port or destination
  4. Currency and exchange-rate assumption
  5. Payment milestones
  6. Lead time, including order confirmation and production
  7. Inspection rights and release conditions
  8. Local charges, documentation fees and potential demurrage

Compare total landed cost, not the largest number on the page. A cheaper unit price can lose to a higher quote once freight, insurance, port charges and delay exposure are included.

Which term should a buyer choose?

There is no universal answer. A practical starting point:

The term should match the party that can actually control the risk.

Seven questions to ask before you accept an Incoterm

  1. What is the exact named port, airport or destination?
  2. Who is the exporter of record?
  3. Who is the importer of record?
  4. Which charges are included, and which are excluded?
  5. Where exactly does risk transfer?
  6. What insurance is included, and what does it exclude?
  7. What happens if the shipment is delayed, damaged or held by customs?

Put the answers in writing. A verbal explanation is not a contract.

Sample quotation wording

Instead of “FOB China,” write:

FOB Ningbo, Incoterms 2020. Price includes export clearance and delivery on board. Buyer appoints freight forwarder. Risk transfers when goods are on board. Local charges excluded: [list].

The more precisely the quote is written, the fewer disputes you will have later.

The bottom line

Incoterms are a control framework, not a price label. They tell you where cost and risk move, but only if both parties name the place and understand the surrounding obligations.

Before comparing suppliers, normalise the Incoterm. Before paying, confirm who controls freight, insurance, customs and the release of the goods.

— Richard Wang · Rongyitong Global Business Bridge · China sourcing risk advisor for global buyers

Ask a Sourcing Question Back to Guides